Registered Investment Adviser · CRD #338103

Professional financial advice.
No asset minimums. No sales pressure.

DevTara Financial is a fee-only, advice-only investment advisory firm registered in the state of Ohio. To improve accessibility, we offer a discounted hourly rate for qualifying households with prior-year income under $75,000.

Professional financial planning
Registered RIA · Ohio
Fee-Only · No Commissions
Fiduciary Standard
Advice-Only · No Asset Management

Comprehensive Financial Planning

We deliver financial plans tailored to your goals. You keep full control of your accounts — we provide the guidance, and you make every decision.

Financial Planning

A comprehensive evaluation of your current and future financial state — covering cash flow, debt, savings, and a plan designed around your specific goals and Investment Policy Statement.

Retirement Planning

Projections and strategies to help you achieve financial independence — including distribution planning to minimize the risk of outliving your assets in retirement.

Investment Analysis

Asset allocation strategies grounded in passive investing and Modern Portfolio Theory — helping you understand how to invest, without us managing your money.

Tax Planning Strategies

Guidance on tax-efficient accounts and investment placement — coordinated with your tax professional to minimize current and future tax liability.

Estate Planning Guidance

Analysis of your estate exposure and current plan — including wills, trusts, and powers of attorney — coordinated with a qualified estate planning attorney.

College Savings

Projections and savings strategies for post-secondary education funding, including 529 plans and financial aid eligibility planning.

Employee Benefits Optimization

Review and analysis of your employee benefits to ensure you're taking maximum advantage of what's available — including retirement plans, health coverage, stock options, and other employer-offered programs.

Risk Management & Insurance

Analysis of your exposure to major risks — including premature death, disability, property loss, and long-term care needs — along with a review of existing policies to ensure proper coverage for life, health, disability, and liability.

Keshar M. Ghimire, PhD
Principal & Chief Compliance Officer

Rooted in academia. Built for everyday families.

DevTara Financial was founded in 2026 by Keshar M. Ghimire — an economist and university professor with a PhD in Economics — with a mission to make high-quality financial advice accessible to individuals and families who may not typically work with a financial adviser.

As an advice-only, fee-only firm, DevTara does not manage client assets, execute trades, or earn commissions. We serve individuals, families, and small business owners of all income levels. Our only compensation is your hourly fee — so our advice is always aligned with your interests, not ours.

2026
Year founded
Fee-Only
No commissions, ever
Fiduciary
Your interest, always first
PhD
Economics PhD

Advice the way it should be

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Fiduciary, Always

As a registered investment adviser, we are legally obligated to act in your best interest — not ours.

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Advice-Only Model

We don't manage your money or earn commissions. You stay in full control and execute all decisions independently.

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Accessible to All

We serve clients regardless of net worth or income — including a discounted rate for qualifying households.

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Academic Expertise

Our principal holds a PhD in Economics — bringing rigorous, evidence-based thinking to your plan.

Simple, hourly fees. No surprises.

We bill by the hour in 30-minute increments. You'll receive a fee estimate before any work begins, and we require a 50% deposit — capped at $500 — upfront.

$198/hr

Standard Rate

For individuals, families, and small business owners. Billed in 30-minute increments. A written estimate of total hours and cost is provided with your engagement agreement.

$99/hr

Income-Based Discount

Available to households with a prior-year income below $75,000, billed in 30-minute increments ($49.50 per 30 minutes). Income documentation may be requested.

Virtual & In-Person

How We Meet

Advice is delivered through scheduled virtual or in-person meetings. Meetings with your outside professionals (accountant, attorney) are billed at the standard hourly rate.

* DevTara does not accept compensation for the sale of securities or investment products. We do not receive commissions, referral fees, or soft-dollar benefits of any kind. You may cancel your engagement within five business days of signing, with no penalty.

Start the conversation

Schedule a no-obligation introductory call. We'd love to hear about your goals and how we can help.

Virtual & In-Person Appointments Available

Important Disclosure: DevTara Financial (CRD #338103) is a registered investment adviser in the state of Ohio. Registration does not imply any level of skill or training. This website is for informational purposes only and does not constitute investment advice, a solicitation, or an offer to buy or sell any security. DevTara Financial is an advice-only, fee-only firm and does not manage client assets, execute trades, take discretionary authority over accounts, or take custody of client funds. Past performance is not indicative of future results. All investing involves risk, including possible loss of principal. DevTara does not provide legal advice or tax preparation services; clients are advised to consult qualified professionals for such matters. Additional information about DevTara Financial is available on the SEC's website at www.adviserinfo.sec.gov. Please review our Form ADV Part 2A Brochure for full details on our services, fees, and potential conflicts of interest before engaging our services. Brochure date: January 19, 2026.